Find Out How Auto Insurance Works to Protect You and Your Vehicle on the Road.
Get coverage to protect the vehicle you rely on.
Your car or truck is often your biggest asset aside from your home—we’ll help you get the insurance coverage you need at a price you can afford. Auto insurance helps to protect against potentially crippling financial losses and the sheer inconvenience of being without transportation.
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Bodily Injury Liability Coverage
Medical Payments Coverage and Personal Injury Protection
Physical Damage Coverage
Uninsured / Underinsured Motorist Damage Coverage
Property Damage Coverage
Rental Coverage / Loss of Use
What is the minimum coverage required?
Not all car insurance is created equal. Some auto insurance policies simply meet legal requirements. This means your insurance may cover the damage you cause to other cars in collisions. However, auto insurance in some no-fault regions may also cover your own car or truck. Additionally, the law usually states that policies must cover some medical bills that result from a car crash.
How does bodily injury liability cover you in a car accident?
If you are in an auto accident that involves injury to another person, bodily injury liability coverage helps cover your financial responsibility for any bodily injuries as a result of the accident, up to a selected limit.
What is uninsured/underinsured motorist coverage?
If an uninsured or underinsured motorist causes an auto accident, uninsured/underinsured motorist coverage may compensate you for bodily injuries and lost wages.
Protect your vehicle with auto insurance add-ons.
Other auto insurance policies go further and protect your car or truck if it is stolen, damaged or destroyed by fire, or damaged in a car accident that doesn’t involve any other vehicles. You may also get policies that protect your car if it is damaged by an uninsured driver.
Are you looking for auto insurance to cover your car or truck? Contact us to discuss coverage options.
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About Overstreet Financial Group and Insurance
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Experience the Value of an Independent Agency
Overstreet Financial Group and Insurance is an independent insurance agency offering a comprehensive suite of insurance solutions from personal lines to commercial lines to employee benefits since 1987.
We are licensed in AL, AR, FL, GA, KY, MO, MS, OK, TN, and TX.