Ocean Marine Insurance Helps You Stay Afloat During a Loss.
Protect Cargo and Vessels While in Transport With Ocean Marine Insurance.
The real risks of transporting cargo by sea.
As the saying goes, “worse things happen at sea.” And, believe it or not, this saying holds true when it comes to shipping goods across the ocean. Ocean cargo services face a surprising range of risks. As expected, these risks include the dangers of collisions with other ships or running aground, but there’s also the threat of modern-day piracy, as well as the dangers of fire.
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Insurance for ship operators and their clients alike.
Ocean marine insurance policies cover some or all of these risks and are essential if your business relies on goods getting to their destination across the ocean in a timely and safe manner. Both ship operators and clients can take out these types of policies. Usually, a client will take out a policy that only covers their own goods, but offers better coverage limits or a faster claims processing schedule. Here are the types of businesses that most likely need this type of coverage:
What coverages are included in ocean marine insurance?
While the specifics of your policy may vary, coverage typically extends to cargo, marine liability, pollution, protection and indemnity, and equipment. This type of policy is essential to have in order to help protect your day-to-day business operations.
Flexibility to customize your coverage needs.
There’s a great deal of flexibility with ocean marine insurance, with the biggest divide being between policies that only cover specified risks and usually have lower premiums, as well as policies that cover any risks except for those that are specifically excluded.
Need ocean marine insurance for your business? Contact us to help walk you through the various coverage options.
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Overstreet Financial Group and Insurance is an independent insurance agency offering a comprehensive suite of insurance solutions from personal lines to commercial lines to employee benefits since 1987.
We are licensed in AL, AR, FL, GA, KY, MO, MS, OK, TN, and TX.