SR-22 Filings Give You Proof of Auto Insurance Coverage.

An SR-22 is a form that proves you have secured appropriate personal auto liability insurance, which may be required by your state Department of Motor Vehicles. These are also known as filings, bonds, forms, certificates of insurance, certificates of financial responsibility (CFR), or simply referred to as SR-22s. Liability insurance is the part of an auto insurance policy that provides coverage for property damage or bodily injury that you are responsible for. Most drivers won’t need to have SR-22 filings, but those who are considered high-risk might need to take this extra step. Each state has its own requirements and filings may be required in multiple states under certain circumstances.